Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Representative example: £400 borrowed for 30 days.
Total amount repayable is £459.36. Interest charged is £59.36, interest rate 180.5% (variable). Representative 728.9% APR.
We are a licensed credit broker, not a lender.

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How It Works

What Are Short Term Loans?

Short term loans are a popular method of getting instant access to cash. This type of loan is often called a cash advance because it allows working people to get a loan on their future income. This is a common solution for anyone who needs fast access to cash to take care of emergency needs or unexpected expenses. This type of loan does not require collateral, and borrowers can use the money for any purpose.

How Long Does it Take to Get Approved?

The approval process is fast and efficient, which provides many benefits to our customers. Our company provides all of the background services necessary to ensure that your loan application is processed quickly and accurately. Most of our loan applications are approved within a 24-hour period, and we do everything possible to make sure that your transaction is completed as fast as possible. In many cases, the money will be available within only a few hours.

How Secure is My Application?

Our services conform to the highest standards in this industry, and this includes all of the protections and safeguards necessary to keep your application secure. We follow all of the relevant protocols and procedures that govern payday loans. This includes local and national regulations as well as a variety of special rules that govern the payday lending industry. We work with all of the relevant authorities to ensure that our customers get access to the loan money they need as fast as possible without compromising your personal information.

What is the Lender’s Privacy Policy?

Our privacy policy is inclusive, and it covers all of your transactions with our company. This includes all of your personal information, credit card details and any other information about you that is provided on your application. Our service can be used by online customers, so we provide access to the most trusted forms of privacy protection available today. This includes a variety of encryption tools, which protect your data during the process of sending and receiving this information. In addition, we maintain a high level of security whenever we store information about our customers for any reason.

Do I Need To Provide Collateral?

Our company does not require you to provide collateral for these types of loans. The information about your paycheck is sufficient to ensure that you can take out this loan. Our services are designed to ensure access to fast cash for people regardless of their previous credit history.

How Do I Qualify?

Our process for qualifying applicants to take out a payday loan is very fast and easy. We simply require basic information about you, which may include a form of identification and proof of income. Most applications are simple, and they only require a few steps before submitting the application.

How Do I Repay the Loan?

We provide you with all the details you need to repay the loan on time. This includes options for direct withdrawal or online payment. If you have difficulty meeting the payment deadline, just ask us about your options.

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If you have been looking for a loan but have found yourself rejected, this could be for a number of reasons. Maybe you have had previous debt problems, have an adverse credit history or a low credit score due to not having borrowed much in the past. One of the major reasons that many people [Read More]

May 8th, 2017
Are Credit Unions An Alternative To Payday Loans?

Whilst payday loans are a relatively recent financial product in the United Kingdom, credit unions have been in existence since the 1960s. Offering a range of services to their members including current accounts, savings accounts and loans, they are often lauded as an alternative to payday loans. We take a look at credit unions, what [Read More]

April 22nd, 2017
How To Survive On A Student Budget

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Payday Wizard, 138 Marylebone Road, London, NW1 5PH, United Kingdom